The Insurance and Liability (I&L) Sub-committee of the Association was held on 22 February, at the Hong Kong Maritime Museum. The meeting was Chaired by Mr Richard Hext of China Navigation Company. Key issues discussed in the meeting included: Impact of COVID-19 on insurance and liability (an industry update), Concerns regarding piracy in the Gulf of Guinea (GoG), Insurance issues arising from the use of Low Sulphur Fuels and Cyber Risks